The 10 most expensive zip codes in America for new homes
The 10 priciest zip codes for new-home buyers are in just three states: New York, Florida, and California
The median price of a new home in the U.S. was $410,800 in the second quarter of 2025. But in many zip codes around the country, it's more than ten times that figure.
Property Shark compiled a list of the priciest zip codes in the U.S., looking at registered residential transactions that closed between Jan. 1 and Sept. 30. (The list excludes zip codes in Montana, Texas, Utah, and Wyoming, where actual closed-sales data is unavailable.)
Among the top zip codes, it found that all 10 were in just three states: New York, California, and Florida.
Continue reading to see the most expensive zip codes and where they are.
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#10 — Rancho Santa Fe, CA (92067):
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The median home sale price in Rancho Santa Fe, CA (92067) was $4.99 million in 2025, ranking tenth.
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#9 (TIE): — Los Altos, CA (94022) and Newport Beach, CA (92662):
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The median home sale prices in Los Altos, CA (94022) and the Balboa Island region of Newport Beach, CA (92662) were $5.10 million in 2025, tying for ninth.
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#8 — Newport Beach, CA (92657):
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The median home sale price in the Newport Coast region of Newport Beach, CA (92657) — just south of Balboa Island — was $5.19 million in 2025, ranking eighth.
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#7 — Stinson Beach, CA (94970):
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The median home sale price in Stinson Beach, CA (94970) was $5.23 million in 2025, ranking seventh.
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#6 — Santa Barbara, CA (93108):
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The median home sale price in Santa Barbara, CA (93108) was $5.24 million in 2025, ranking sixth.
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#5 — Water Mill, NY (11976):
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The median home sale price in Water Mill, NY (11976) was $5.50 million in 2025, ranking fifth.
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#4 — Newport Beach, CA (92661):
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We're not just repeating ourselves! The median home sale price in a portion of the Balboa Peninsula region of Newport Beach, CA (92661) was $5.72 million in 2025, ranking fourth.
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#3 — Sagaponack, NY (11962):
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The median home sale price in Sagaponack, NY (11962) was $5.93 million in 2025, ranking third.
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#2 — Atherton, CA (94027):
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The median home sale price in Atherton, CA (94027) was $8.33 million in 2025, ranking second.
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#1 — Fisher Island, FL (33109):
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The median home sale price in Fisher Island in Miami Beach, FL (33109) was $9.50 million in 2025, ranking first.