The 5 states with the highest car insurance rates in America — and the 5 with the lowest
Car insurance premiums are rising for everyone — and in select states, they’re through the roof.
That’s because insurance companies use your location to determine risk, looking at data like the road conditions near your home, the amount of traffic, the labor costs should you need a repair, local weather, your state’s insurance minimum requirements, and how many drivers in your area are uninsured
Bankate compiled data to see the average cost of annual of full coverage in each state, ranking them from the highest to the lowest.
Continue reading to see which states’ residents pay the most — and the least — to insure their cars.
5th Lowest: Indiana — $1,751
4th Lowest: Hawaii — $1,705
3rd Lowest: Maine — $1,651
2nd Lowest: Vermont — $1,506
Lowest: Idaho — $1,473
5th Highest: Colorado — $3,212
4th Highest: Nevada — $3,660
3rd Highest: Louisiana — $3,998
2nd Highest: New York — $4,093
Highest: Florida — $4,210
